Financial Products

Group Guaranteed Lending (GGL):

The GGL methodology is based on group lending program. Each group consists of a minimum of three members with loans starting at 200-3,000 (USD) for a period of 6-18 months.

Family Loans:

This product targets entrepreneurs who have small businesses and their business size requires more than the GGL product offers, and at the same time they can provide a more solid guarantee than the previous category. The loan size ranges between 1,000 and 15,000 USD, for loan duration up to 48 months.

Home Improvement Loan:

This product particularly targets Palestinians living in villages and refugee camps, to help them to improve their place of living. The loan size varies between 1,000 and 15,000 USD for up to 48 months.

Personal, Health treatment, PC. Education, Start up Loan:

This loan is given to individuals for personal use such as purchasing a personal computer, paying school fees, for health treatment. The loan size varies between 100 and 3,000 USD, with duration of up to 24 months.

Staff/ NGO Loans:

This loan is given to FATEN staff and other NGO staff and features competitive administration fees. These loans are 100% guaranteed by staff pensions and severance.

Islamic Financing:

This is not a product but a method of lending according to Islamic principle. Islamic Financing include several lending tools; Muzara’a, Musana’a, Leasing, Sharing, Mdarabah, Salam, and Murabaha, currently FATEN only apply Murabaha and looking forward applying other tools in the near future taking into consideration what is applicable according to law and FATEN systems.

Pioneer Loan:

Target youth 18-29 years who want to establish new business and they have skills and training to do that. Loan amount up to 10,000$